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The purpose of research is to empirically examine the differences between the financial performance of government banks with private banks in Indonesia Stock Exchange (IDX). Research data used in this study are secondary data from financial statements (balance sheet and income statement) firm the 2008-2010 period. The sampling technique used purposive sampling method, the sample in this study was 21 private banks and four goverment banks, with data analysis methods are independent sample t test. The results showed that the five variables measuring the performance proved to be the ratio of return on assets (ROA) there are real differences between the financial performance of private banks with the financial performance of goverment banks. While the capital adequacy ratio (CAR), net interest margin (NIM), loan to deposit ratio (LDR), non-performing loans (NPL) showed no real difference in the financial performance of private banks with government banks. The variable return on assets (ROA) was selected as the financial performance differentiator means the variable has a contribution as the differentiator between the financial performance of private banks with government banks. The average return on assets (ROA) of government banks is better when compared to private banks.
Kata kunci: kinerja keuangan perbankan
