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As a social problem, poverty is identified as impact of developing process in the past that it doesn’t take side to the people. Therefore, in contemporer era, the development is designed based on bottom up-approach in people-centered development mechanism to empowering people sustainability. Throught holding PNPM-Mandiri Perdesaan with SPP (saving lending for women) in village Teluk Daun subdistrict North Amuntai Hulu Sungai Utara, community empowerment is done simultantly so that can perform optimally in several aspects. It refers to quality of services, responsibility and accountability. Otherwise, it isn’t optimally in productivity and responsivity aspects. The related factors are skill, the wish of villagers, the clarity of purpose and social technology. However, socio-cultural approach should be held put forward so that SPP activities do fluently. The level of loan interest should be recited in order it isn’t difficult to the poverty Household (RTM).
Kata kunci: kinerja, pemberdayaan masyarakat